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| It's more important than ever to find ways to stretch your budget. Why not take advantage of an incredible high interest rate with our new High Yield Checking Account from Eastern Financial? The requirements are simple. Many people already use online banking, electronic transactions and debit cards for purchases. Put those features to work for you. This is not a teaser rate, it's a real rate. Of course, the rate is subject to change depending on market and financial conditions but will always be as high as we can possibly make it. Act now and start earning 2.53% Annual Percentage Rate on all balances up to $25,000. See details below. |
The Product:
High Yield – higher than most Certificate or Money Market Accounts -currently 2.53% Annual Percentage Yield (APY)
Convenient – use Online Banking, Online Statements and Bill Payer – FREE
Affordable – no monthly or annual fee to own this account, other fees may apply
Generous – get up to $20 back each month for non-Eastern ATM fees (U.S. currency ATMs) plus EFFCU ATM fee rebates
Pays High Yield Bonus totalling 2.53% APY on balances up to $25,000 and pays yield of .50% APY on balances above $25,000 if monthly requirements are met
Pays default yield of .25% APY on the entire balance if monthly requirements are not met
Overdraft Privilege (ODP) optional
Optional overdraft protection available
Free 24/7 Bank-By-Phone account access – anytime, anywhere
Free MoneyPlus debit card
Free logo style checks |
Account Requirements - easy as 1-2-3:
1. Use your MoneyPlus debit card a minimum of 12 times per month for purchases.
2. Initiate one Direct Deposit or an electronic automatic transaction each month. (Transfers between your existing EFFCU accounts do not satisfy this requirement). Electronic transactions may be made on any EFFCU account on which you are listed as primary owner. Most Bill Payer payments qualify.
3. Sign up to receive your statements electronically within 10 days of opening your account. Instructions below:
A. Sign on to Online Banking with your member number and PIN. If a first time user, click the first time user information link.
B. Click on the Online Statements link in the main navigation panel.
C. Read the acceptance statement and click SUBMIT to accept online statements.
D. Your first statements available online will appear after the first day of the next month. To check current eligibility you may check online statements starting the day after enrollment in the same location (Online Statements section of Online Banking.)
READY? ACT NOW!
Visit our main web site for complete details.
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Am I eligible to join Eastern Financial?
If you live or work in the following Florida Counties, work for a Member Company or are related to an existing Member, you can join one of the nation's largest credit unions.
 Broward
 Clay
Duval
Hillsborough
Miami-Dade
Nassau
Palm Beach
Pinellas
St. Johns |
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Fine Print:
The rate paid will default to .25% APY in any month where eligibility for the high yield rate is not met. Members can check eligibility status online using Online Banking in the Online Statements section. See Account Disclosures for other details. If you are looking for a high rate checking account, look no further.
Read Frequently Asked Questions (Main Web Site)
Call (305) 882-5000, (954) 704-5000 or (800) 882-5007
* APY = Annual Percentage Yield. Yield subject to change.
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